“Everything You Need To Know About Annuities”

Robust Education for Annuity Planning

After assisting hundreds of retirees for over 30 years this comprehensive guide was put together for a number of reasons:

The overwhelming lack of knowledge available today among consumers regarding annuities. When you think about it annuities are not discussed nearly as much as stocks bonds and mutual funds. They are commonly not offered in 401k’s, so the majority of people don’t really understand that much about annuities.
An annuity has to be purchased from a licensed agent, and a large majority of agents don’t take the time to really understand the products they are selling and unfortunately many clients aren’t getting the best option available. There are also some agents who don’t fully explain product details and many times a consumer will purchase an annuity thinking it does one thing only to find out later that it is totally different. Other agents don’t care at all about the client and will only sell them the product with the highest possible commission. I’ve seen far too many of these situations over the years.
Lastly annuities have been discredited over and over again by the financial media, who most of the time will take generalities regarding a single annuity type and use it to disqualify all annuities. Many people have since rejected the idea of using an annuity, based totally on the negative reporting they may have read over the years, when in fact an annuity may have been their best option based on their own circumstances.