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Annuity 101


Here, we breakdown the basics of what annuities are, the different types, and how they work. Take the time to go through the articles and this will help you understand the important details among annuities to help you determine if they are a good fit for you and line up with your current objectives. 

Annuities in today’s world can be very confusing. You hear and see so much discussion today: some claiming annuities are the greatest thing since sliced bread, others telling you that you should hate annuities. 

If you have any questions let us know, we love to educate and will do our best to give you the most accurate information available. 

Here’s some helpful advice we’ve learned after 30 years in the financial services industry: You have to put everything in it’s proper context. Another important thing to remember is, don’t come to a wrong conclusion based on a single premise!

Below is a list of our articles in Annuity 101:

Insurance Companies: The Most Monitored Entities in the U.S.

Insurance Company Info

What is an Annuity?

How To Choose The Best Annuity

Types of Annuities Part 1: Immediate Annuity

Types of Annuities Part 2: Fixed Annuity

Types of Annuities Part 3: Fixed Index Annuities

What Determines The Returns In An Index Annuity

Types of Annuities Part 4: Variable Annuity

Types of Annuities Part 5: Longevity Annuities (Qualified Longevity Annuity Contracts, QLAC)

What is an Income Rider?

What to Look for When Choosing an Income Rider

Why You May Not Need an Income Rider

Volatility Controlled Indexes: Everything You Should Know

Volatility Index Information

Insurance Guaranty Fund Info