Insurance Companies: The Most Monitored Entities in the U.S.

There has been a dramatic change in people's attitudes about their money. Investors have begun seeking ways to eliminate risk and preserve long-term, guaranteed growth. When people seek safety and protection, they often consider utilizing the services and guarantees of the American Insurance Industry. For many years, people have considered annuities to be a safe haven for their life savings. The...
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Using Annuities to Set up the Multi-Generational IRA

The concept of stretching out an IRA to beneficiaries is often not addressed in the financial services community. When one sees how the IRA is taxed to beneficiaries as ordinary income, you can see how this can be a very significant tax that the IRA owner may have never really considered. For this discussion we will assume that a person has rolled over their existing 401k’s or 403b's to IRA’s.  ...
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