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Fixed Annuities

Types of Annuities Part 2: Fixed Annuity

A fixed annuity is the simplest annuity for consumers to understand. You simply receive a rate of return determined ahead of time. Many present the fixed annuity as a CD alternative.  It is in the guaranteed principle category of investments, and is one of the safest investments for consumers available today. There are two basic types of fixed annuities: Traditional Fixed. In the ...
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Types of Annuities Part 3: Fixed Index Annuities

The most recent type of annuity to be introduced, the fixed index annuity or FIA, has quickly become one of the top selling annuities in the marketplace today. It also has been the target of many in the financial services industry, as with its complexity, it has caught the attention of many skeptics. Let’s go over the main features for now and tackle the in depth details in another post “What D...
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